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How does risk tolerance change with age?
Peaks in late 20s–30s
How does risk tolerance change with age?
Risk tolerance declines steadily after age 50 across financial, physical, and social domains. The sharpest drop is in physical risk-taking. However, tolerance for emotional and social risks — like starting a new relationship or changing careers — remains relatively stable or even increases with age as people prioritise meaning over security.
Source: Dohmen et al. (2017); Falk et al. (2018) Global Preferences Survey
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Risk Appetite
Are you a risk-taker or risk-avoider — and how does it shape your life?